10 Ways to Afford a Car That You Really Love!

8) Get the Right Insurance

There are many different types of vehicle insurance plans for different types of drivers. Consult with an agent to learn what plan is best for you and your driving habits to avoid unnecessary fees and to protect yourself in the case of an accident or natural catastrophe. Increasing your deductible can save you money in the long run if you have a history free of accidents, but that will put you at risk for a higher out of pocket expense in the case of an accident. Raising your deductible can help you save hundreds of dollars per year on overall vehicle expenses. Also consider which models are most beneficial for auto insurance when purchasing your new car. Some makes and models are favored by insurance companies and are considered to be safer than most, which will affect your premium. Many insurance companies will also reward customers for good grades if they are still in school, and some will reward drivers for having clean records. It pays to pay attention.