11 Best Places to Retire For People Who Hate Cold Winters!

10) Sherman, Texas

Texas is a tax-friendly state for retirees and Sherman’s cost of living is 13 percent below the national average. Housing costs are particularly affordable, at 24.8 percent below average. Sherman is great for people wishing to escape the frigid northern winters. The average high in January is 51.9 degrees and average low is 33.1 with little to no snow. Though it is a small town of about 40,000 people, the Dallas-Fort Worth metro area is only about an hour away. Sherman offers many restaurants, boutiques, and community activities. Outdoor lovers head to Hagerman National Wildlife Refuge, which has 500 species of wildlife in its 1,200 acres of protected land. Nearby Eisenhower State Park is popular for fishing, camping, swimming, hiking, and biking. Locals head to Wild Berry Farm for blueberry and blackberry picking and picnics.