9 Ways to Retire Early on Less Money

6) Downsize and Work Part-Time

Some people worry that they’re going to be bored when they retire. Or, they may feel like they still want to make some money, but they don’t have the energy for the 40-hour workweek anymore. If this applies to you, consider downsizing your home and working part-time. Talk to your boss or supervisor about working part-time, and see if they’d be okay with you just coming in a few times a week. Also, see if you can find a smaller house or condo to buy or rent so you’ll be able to live affordably. By doing this, you won’t have to touch your retirement savings just yet. Plus, even though you will still be going into the office, you’ll still have plenty of time to do your favorite leisure activities.