9 Worst U.S. States To Retire

5) Hawaii

The sound of overlapping waves and the cool breeze coming from the ocean may seem like the best way to spend your retirement days, but living such a dreamy life in the Aloha State may be more than you bargained for.

It has earned a reputation as a major tourist destination, which means it demands an extremely high cost of living. In all 50 states, Hawaii has the most expensive median home rent pegged at $2,975 a month. That is three times more expensive than the national average. Moreover, while social security benefits and most pensions are exempt from income taxes assessed by the state, Hawaii has a huge income tax range of 11%, which is the second highest among all states.